Home How Tos How to Apply for a GSIS e-Card with Benefits: A Comprehensive Guide

How to Apply for a GSIS e-Card with Benefits: A Comprehensive Guide

by Bong Pico

Navigating the application process for the GSIS e-Card can be daunting, especially if you're new to it. This guide will break down the steps and benefits, ensuring you understand everything you need to know to successfully apply for and use your GSIS e-Card.

What is the GSIS e-Card?

The GSIS e-Card is a multipurpose card issued by the Government Service Insurance System (GSIS) in the Philippines. It's more than just an identification card; it serves as an ATM card, a transaction card for various GSIS benefits, and a tool for accessing your GSIS records in real-time.

Benefits of the GSIS e-Card

  1. Convenient Access to Benefits: The e-Card allows members to receive their GSIS benefits directly into their linked bank account, making it easier to manage finances.
  2. Real-Time Record Viewing: Members can view their GSIS contributions, outstanding loans, and personal data through the e-Card.
  3. Loan Applications: The e-Card can be used to apply for GSIS loans.
  4. Renewing Active Status: Pensioners can use the e-Card to renew their active status without needing to visit a GSIS office.
  5. Accessible Transactions: The e-Card serves as an ATM card for withdrawing benefits and a transaction card for various GSIS-related activities.

How to Apply for the GSIS e-Card

Step 1: Gather Required Documents

Before heading to a GSIS office, make sure you have the following:

  • Two valid, unexpired government-issued IDs (e.g., passport, driver's license).
  • A filled-out application form, which you can get from the GSIS website or any GSIS office.

Step 2: Visit a GSIS Office

Take your documents to the nearest GSIS office. If you're a new old-age or survivorship pensioner, you might be issued a temporary card while your e-Card is being processed.

Step 3: Submit Your Application

Submit your completed application form and required documents to the GSIS representative. They will verify your information and take your biometrics (photo and fingerprints).

Step 4: Wait for Notification

Once your application is processed, GSIS will notify you when your e-Card is ready for pickup. This typically takes a few weeks.

Step 5: Activate Your e-Card

Upon receiving your e-Card, you need to activate it. This can be done at any GSIS kiosk or through their online banking portal. Activation allows you to start using the card for transactions and accessing your benefits.

Using Your GSIS e-Card

  • ATM Withdrawals: Link your e-Card to a bank account to withdraw your GSIS benefits from ATMs.
  • Access GSIS Services: Use the card at GSIS kiosks to check your records, apply for loans, and renew your status.
  • Online Banking: Log in to the GSIS website and use the Unionbank online banking service to manage your e-Card account and transactions.

Common Issues and Solutions

  • Lost e-Card: Report it immediately to GSIS for deactivation and apply for a replacement.
  • Forgotten PIN: Visit a GSIS office to reset your PIN.
  • Card Not Working: Ensure your card is activated and contact GSIS support if problems persist.


The GSIS e-Card is a powerful tool for managing your benefits and accessing GSIS services with ease. By following the steps outlined above, you can smoothly navigate the application process and take full advantage of the card's features.

For more detailed information, visit the GSIS official website.

ūüĆź Sources

  1. GSIS - Enroll for eCard / UMID Card
  2. GSIS - UMID Card
  3. GSIS - eCard Plus
  4. GSIS - Online Banking

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