MariBank is a digital bank in the Philippines that lets you save, transfer money, pay bills, and manage your account through a mobile app. Its main attractions include daily interest on savings, no maintaining balance, and free outgoing transfers to other banks and e-wallets.
New customers can also sign up with my referral code RP510287 and qualify for a MariBank Pamasko reward after completing the promo requirements.
Get up to ₱588 with my MariBank referral code
Sign up through my referral link and enter code RP510287 during registration:
Open a MariBank account with my referral code
MariBank’s published referral terms say eligible new users must make a single deposit of at least ₱1,000 and maintain at least ₱1,000 in the account for three days. The Pamasko reward may be ₱48, ₱88, ₱188, or up to ₱588, so the maximum amount is not guaranteed. Check the offer’s current terms in the app before signing up. www.maribank.ph
Referral disclosure: This is my personal referral link. I may receive a reward if you sign up and complete MariBank’s requirements. Terms and conditions apply.
What is MariBank?
MariBank Philippines, formerly SeaBank Philippines, is a mobile-first digital bank. Customers can use its app to manage savings, send and receive money, pay bills, and use a debit card.
MariBank says it is regulated by the Bangko Sentral ng Pilipinas (BSP), and eligible deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to ₱1 million per depositor. www.maribank.ph
MariBank’s benefits and features
Savings interest credited daily
MariBank currently lists an interest rate of 3.25% per year on balances up to ₱1 million. The portion of a balance above ₱1 million earns 3.75% per year. Interest is calculated daily from the previous day’s balance and credited to the account daily. Interest is subject to 20% withholding tax for Philippine residents, and rates may change. www.maribank.ph
No maintaining balance
MariBank says its savings account has no maintaining-balance requirement or account opening fee. This can be useful if you want to start saving with a small amount or keep a separate account for everyday expenses. www.maribank.ph
Free transfers to other banks and e-wallets
MariBank currently offers unlimited free outgoing transfers through InstaPay and PESONet. InstaPay is generally used for real-time transfers, while PESONet processing can take longer. A bank or e-wallet you use to send money into MariBank may charge its own transfer fee. www.maribank.ph
Bills, mobile load, and QR Ph payments
The app supports bill payments, discounted prepaid load, and Scan & Pay at QR Ph-supported merchants. Bill payment fees can vary by biller, so check the fee shown in the app before confirming a payment. www.maribank.ph
Debit card and cashback
MariBank advertises debit-card cashback of up to ₱3,000 per month, subject to its terms and conditions. It also offers a free virtual card for online purchases and says MariBank cards can be added to Google Wallet for tap-to-pay. www.maribank.ph
Apple Pay: MariBank Philippines is not on Apple’s current list of participating Philippine card issuers. Apple’s list names China Bank, GoTyme, Metrobank, and UnionBank. MariBank’s Philippine debit-card materials mention Google Wallet, not Apple Pay. support.apple.com
How to claim the Pamasko referral reward
- Open my MariBank referral link or enter RP510287 during registration.
- Download the MariBank app and complete account registration and verification.
- Make one deposit of at least ₱1,000.
- Keep at least ₱1,000 in the account for three days, following the current promo rules.
The reward depends on completing the required tasks and meeting MariBank’s eligibility rules. The bank’s terms list several possible reward amounts, so signing up does not guarantee the maximum ₱588 reward. www.maribank.ph
Is MariBank worth considering?
MariBank may suit people who want to manage savings and routine payments through a mobile app. Daily interest crediting, no maintaining balance, free outgoing transfers, bill payments, and QR Ph support make it a practical option for everyday banking. Its referral promo can add a bonus for eligible new users.
Before opening an account, review the current interest rates, fees, transfer limits, debit-card terms, and referral conditions. These details and promotions can change.
Ready to sign up? Use code RP510287 through my MariBank referral link. Terms and conditions apply.